Digital Banking service - A Comparative Study-

Abstract

The Modern digital technology in banking has witnessed development on the global level in relation to information and communication technologies to keep pace with the modern challenges. A number of reasons have come together that have led us to choose this topic as a focus of research, as our study is centered within the framework of digital banking service, as banking institutions, especially electronic banks, seek to provide distinct services with a competitive advantage in accordance with the permissible standards and rules to ensure the efficient flow of banking services and a qualitative increase in the field of banking work . For the purpose of providing an integrated system for digital banking services, it was necessary to research those services that banks provide to the public related to money management and investment. The success of these services is reflected in the reputation of banks before current and potential customers in particular and on the economy of countries in general, and the methodology for transitioning from traditional banking services to digital banking service must be known. The importance of the topic is evident in the attraction that the digital banking service provides to clients with capital and financial centers, including merchants and major companies. Based on this importance and in order to shed light on the modern services provided by banks in terms of improving the customer experience and conducting transactions easily and at any time and place, the legislation seeks to establish a digital legal environment according to customer's needs and modern digital technology.